
Key benefits
• Professional service - brokers can make the process of finding and arranging finance faster and crucially with less disruption to the clients day to day running of the business. Most small and medium sized business operators work around 60 hours per week (Barclays research) – time is their most valuable commodity.
• Advice – in many cases the client may require additional finance in order to meet their objectives – typically this may involve raising the deposit on a purchase transaction. In many cases there is a better way for the client to achieve a solution that they be totally unaware of.
• Access to a range of products and lenders – In most cases brokers have more buying power with a lender than just a single client. This can be used to ensure the lender receives the application in the right presentation and that it is going to the right lender and the right person within that organisation. Brokers will have a feel for the appetite of a variety of lenders and access to many that do not deal with the public directly. A&W Business Finance has access to over 300 lenders in the commercial property market – a client has just one relationship bank.
• Independence from the relationship bank – for any clients separating the term debt of a business from the day to day banking needs can provide huge benefits. The banking fees and facilities can be approached from a position of strength when the bank does not have a long-term mortgage to use as leverage. Similarly by sourcing an independent mortgage the client can remove the need to provide regular trading updates and resist interference in the day to day running of their business. Not an insignificant consideration for many!
• No Accounts? No problem!
• Bad credit history? We have a loan for you!
Not sure where to start?
Then call 01698 265099 NOW. A&W Business Finance for Professional advice before, during and after the loan process.
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